Studely Blocked Account: Process, Requirements and when it’s worth it (2026)

By: Simon Heinrich – Last updated: 07/2026 

If you need proof of funds for your visa, a blocked account for Germany is often the key step. Studely offers a mostly digital flow: register, upload your documents, sign the contract, transfer the required amount — and then activate the monthly payouts after you arrive in Germany. Studely often uses the term “Blocked Account/AVI” and issues a certificate once the full amount is funded.​

Recommendation: Studely is a good pick if you want a digital setup and like the idea of a “no monthly fees” option with a fixed annual price.​
Not a good fit if… you expect an in‑person activation at a German branch or you prefer a classic German bank product as the core (Studely operates with payment/e‑money structures and uses slightly different terminology).

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Costs and fees

Studely shows a pretty simple pricing model: For every 12 months it costs 127 Euro.

  • Flat fee (12 months): €127.​

  • Practical tip: Add a buffer (e.g., €100) so transfer fees don’t leave you slightly under the required blocked amount, which can delay the certificate.

Studely blocked account at a glance

  • Online onboarding via app/web, including contract signing.​
  • Documents commonly requested: passport + admission letter.​
  • After the full amount arrives, you receive the blocked account certificate (AVI) for your visa application.​
  • Payouts: monthly installments after activation.​
  • Payout destination: your Studely payment account or another bank account of your choice (after activation).​
  • Refund option: if your visa is refused, you can request a refund or keep the funds for a new attempt (Studely provides a dedicated procedure).

Identification and activation

Studely’s flow is designed to be digital and asynchronous for document checks during onboarding.​
To start payouts after arrival, you generally need to provide the required arrival/address/bank details (e.g., a German current account) before monthly transfers begin.

Refund after refusal

If your visa is refused, Studely states you can either keep your funds for a future application or request a refund.​
Studely describes a refund workflow including a form, advisor contact within 48 hours, and processing “within a maximum of 1 month,” plus a list of supporting documents (e.g., refusal notice, bank details/RIB, proof of payment). Click here for further information. 

You may also want to check our blocked account provider comparison by costs.